Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Asset Allocation Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk.